There are many statistics and reports that suggest and prove that motorcyclists are extremely prone to a various types of accidents when riding around. These accidents aren't necessarily down the a motorcyclists negligence nor down to them breaking the law, but simply down to either the negligence of other or just pure accidental occurrences. It is said that in the urban environment as much as 75% of accidents involve a motorist, who although facing the motorcycle, does not see it and cuts in front of it. However consequently other reports share that many motorcycle accidents could have been avoided in the past if the driver's had been properly trained in hard breaking techniques, i.e. the front break.

Furthermore a number of studies have implied; with estimated results that a number of cyclists are responsible for there own safety. For example results have shown that 41% of the time the motorcyclist has ran off the road due to various reasons including sleep deprivation, that 11% were head-on collisions with objects or cars, 8% a car turned in front of a motorcycle, 7% a motorcycle fell down in a roadway and 18% either the motorcyclist or another vehicle ignored or did not see a traffic control. In actual fact there is a great possibility that either a motorcyclist themselves or the motorcycle can be damaged very easily. Not only is it important, that if an accident were to happen, that a cyclists health was considered first, but when it comes to repairing the damage of the bike, or even the replacement of the bike, without motorcycle insurance you just may not have the funds to do so. Insurance companies can be found online and in advertisements, you can ask for a quote from any insurance company by just login online or calling up. Furthermore you do not have to choose to be covered for everything, and if it is preferred, can choose which aspects of insurance cover you may want to buy, for instance insure for breakdown, accidents, and or insurance largely on the motorcycle or rather largely on the motorcyclist, the choice is yours to make. Prices can depend on how long you have had a motorcycle licence for and/or if you happen to have any records of convictions on your licence.